Terms & Conditions
By using Pennyvest, you agree to these terms.
Who can use Pennyvest?
- You must be 18+ years old
- Provide accurate information
- Keep your account secure
- False information = Account suspension
What we offer
- PennySafe — Safe savings
- PennyGrow — Investment pools
- PennyFlex — Flexible wallet
- PennyBoost — Short-term cash support
- You choose. We don't invest for you
Your responsibilities
- Keep your password secure
- Report unauthorized access immediately
- Only deposit your own money
Investment Risks
- All investments carry risk
- You may lose money
- Returns are not guaranteed
- Past performance ≠ future results
- Invest only what you can afford to risk
Fees & Withdrawals
- All fees are shown before you confirm
- Early withdrawals may have penalties
- Withdrawal times depend on the product
PennyBoost
- When you request a boost:
- -Repayment is auto-deducted on the due date
- -Late/failed repayment may trigger penalties
We may suspend your account if
- -You commit fraud
- -You violate these terms
- -Required by law
What We're Not Responsible For
- We're not liable for:
- -Investment losses
- -Market changes
- -System failures or partner issues
Changes
- We may update these Terms. We'll notify you of major changes.
Important
Pennyvest is managed by Invest-Trust Asset Management Limited (SEC-registered). You make all investment decisions.
Returns are not guaranteed. Capital is at risk.
Questions? support@pennyvest.io